CFPB’s Final Payday Rule is Released!

By Marisabel Torres, Senior Policy Analyst, Economic Policy Project, UnidosUS

We’re happy to be sharing some good news this week. UnidosUS is joining our advocacy partners in celebrating the Consumer Financial Protection Bureau (CFPB)’s release of their final payday rule!

Payday loans are loans in which the lender repays itself directly from the borrower’s bank account on the borrower’s payday. These loans are typically due in one lump sum. With a car title loan, the lender requires the power to immediately seize and sell the car as collateral, and uses this power to coerce payment.

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“Hungry for Change”: Spotlight on NILSL Training in Nashville

By Cayla Conway, ESSA Stakeholder Outreach Coordinator, UnidosUS

2017 NILSL Fellow Graduates

“If you’re the smartest person in the room, then you’re in the wrong room,” John Monteleone, National Institute for Latino School Leaders (NILSL) fellow, shared with his nine co-fellows during their final training module in Nashville in late September. These were the very words John’s relative shared with him after his first NILSL training module back in 2015. At that time, John was questioning why he had been accepted into the group and what he would be able to add. He felt like an imposter, overwhelmed and intimidated and yet, little to his knowledge, many of his co-fellows identified with these feelings too. However, two years and seven training modules later, you would not believe that John, nor any of these leaders, ever experienced such insecurities.

NILSL modules are held throughout the fellowship in different locations across the United States. This particular cohort traveled to New York City, Dallas, Los Angeles, Denver, Atlanta, Washington, DC, and Nashville to receive trainings in leadership, communications, advocacy, and education policy. In other words, fellows learn ways to advocate for Latino students and English learners, receive updates on federal and state education policy, learn how to maximize outreach strategies using both traditional and social media to effectively communicate local and national education issues to diverse audiences, and network with fellow leaders in education. Each training is designed to prepare fellows to become stronger, better-equipped leaders and advocates for Latino students and English learners in their respective districts and states.

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Parent Engagement: In the Schoolhouse and Beyond

Guest blog post by Maritza Solano, Director of Education, CASA

Carla* (*names have been changed for confidentially) was nervous about being a panelist during the National PTA Legislative Conference in Washington, DC in early March. Carla, along with two other mothers from Prince George’s County in Maryland, were invited by UnidosUS’s (formerly NCLR) education team to the Conference to share her perspective on how to better engage underserved communities—specifically immigrant parents like herself.

Carla’s perspective was critical, as the audience present at the Conference had the potential to impact national policy conversations being debated on Capitol Hill. She was bombarded with questions from participants intrigued by how an undocumented mother of four with limited English skills had become such a fearless leader of her children’s school and community, despite the political rhetoric that was targeting families like her own. Carla’s response was straightforward: “I am no longer afraid and know that my voice is powerful and needed”.

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What Comes Next After Graham-Cassidy?

Last week, we saw a remarkable defeat of the latest attempt to repeal the Affordable Care Act (ACA). The Graham-Cassidy bill would have stripped millions of their health insurance, and undermined critical consumer protections. However, while the effort to repeal the ACA was unsuccessful, we still have several concerns with how its enforcement is being handled, due to the cuts to the window for open enrollment, the rollback of outreach efforts, in particular to the Latino community, and the fact that some members of Congress are still trying to undermine a law that helped millions of people access health care.

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It is Past Time for Congress to Fund the Children’s Health Insurance Program

By David Thomsen, Policy Analyst, Health Policy Project, UnidosUS

Photo: 401kcalculator.org

The latest threat to repeal the Affordable Care Act (ACA) and gut the Medicaid program has been halted—for now. While this was certainly a positive development for our community, we must quickly pivot to critical work in other areas. One of our biggest concerns is that currently, the Children’s Health Insurance Program (CHIP) is at risk of ending and leaving nearly nine million children across the country without the affordable care they need to grow up healthy.

Last week, while Congress was focused on undermining the ACA, they missed the September 30 deadline to reauthorize funding for a program that last year insured nearly nine million children, including many Latino children. UnidosUS has called on Congress to reauthorize CHIP funding, without further delay, through written testimony to the Senate Finance Committee, which is responsible for this program.

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